Transferring American Express (AMEX) Membership Rewards points to Marriott Bonvoy points is an option that frequent travelers frequently contemplate. Here, I’ll aim to simplify this process, guiding you through the essential aspects of transferring your AMEX points to Marriott.
AMEX points are earned from eligible purchases on an American Express card and can be used for various rewards, including transfers to airlines and partner hotels like Marriott. Marriott Bonvoy points can be redeemed for stays at Marriott properties worldwide.
AMEX points transfer to Marriott at 1:1, but the value depends on your redemption strategy. While transferring AMEX points to Marriott isn’t inherently a poor choice, it may not always yield the best value. This article will equip you with a comprehensive understanding of this transfer process, helping you make an informed decision to optimize your travel rewards. After all, every point counts in your travel rewards strategy!
Is it Worth Transferring AMEX Points to Marriott?
To get straight to the point, I don’t typically recommend transferring AMEX points to Marriott unless you have a particular use case. Why, you ask? Well, it’s all about value. When it comes to maximizing your travel rewards, you want to get the most bang for your buck, or in this case, your point.
AMEX points generally offer better value when transferred to airline partners. This is because the value per point can often be higher when redeeming for airfare, particularly in premium cabins or international flights. Additionally, American Express has many airline partners, providing ample opportunities to maximize the value of your points.
Regarding hotel partners, transferring your AMEX points to Hilton might offer better value than transferring them to Marriott. Why is that? AMEX points transfer to Hilton at a 1:2 ratio, meaning you’ll receive two Hilton Honors points for every AMEX point. This could offer you more value depending on how and where you redeem those points.
Before transferring your AMEX points to Marriott, it’s crucial to consider what you’re hoping to get out of your rewards. Are you eyeing a specific redemption at a Marriott property? Are you a few points short of a Marriott reward and need a little boost? If so, transferring could make sense. But there might be better options if you’re simply looking to get the most value out of your AMEX points.
How to Transfer AMEX Points to Marriott
Transferring your AMEX points to Marriott Bonvoy points is a simple process that can be done online. Here’s how to do it.
Step 1: Log into the AMEX Website Membership Rewards Section
Firstly, navigate to the American Express website and log into your account. Once you’re in, click “Explore Rewards” on the right. This will take you to your Membership Rewards dashboard, where you can see your points balance and manage your points.
Step 2: Navigate to the Transfer Points Section
From the Membership Rewards main dashboard, go to the “Earn & Redeem” section in the top menu. Click on the “Transfer Points” option in the dropdown that appears.
Step 3: Select Marriott as the Transfer Partner
You’ll have a list of American Express’s airline and hotel partners. Scroll down until you find Marriott, and click on it. A box will appear asking you to enter your Marriott Bonvoy number. Enter your number and click on ‘Continue.’
Step 4: Link your Marriott Account with AMEX
Next, you’ll need to enter the three-digit CVV number on the back of your primary AMEX card. This step is to ensure that you’re the authorized user of the account. Follow the prompts that come up on your screen. This will effectively link your Marriott account with your American Express account, allowing for the transfer of points.
Step 5: Specify the Number of Points for Transfer
Once your accounts are linked, you can specify how many points you wish to transfer. Enter the amount in the provided box and click “Review Transfer.” You need to transfer points in increments of 1,000, with a minimum of 1,000 points and a maximum of 999,000 points per transaction.
Step 6: Confirm and Submit the Transfer
After reviewing your transfer details, including the number of points you’re transferring and your Marriott Bonvoy number, click “Submit Transfer.” Once the transfer has been processed, you’ll receive a confirmation message. Your AMEX points are now Marriott Bonvoy points, ready for use!
Transferring AMEX points to Marriott Bonvoy points is simple and intuitive, but remember to make these transfers with a clear goal in mind. Moving points should align with your overall travel rewards strategy to ensure you get the best value from your points.
Transfers are irreversible and may take up to 48 hours to complete, although it typically only takes a few minutes. You may need to refresh your Marriott account or log out and back in to see the transferred points.
Tips and considerations for transferring AMEX Points to Marriott
Making the most of your AMEX points requires careful thought and strategic planning. Below are a few tips and considerations when contemplating transferring your AMEX points to Marriott.
When to Transfer Points to Marriott
There’s no one-size-fits-all answer to when to transfer your points. It depends on your personal goals, travel plans, and the current promotions being offered by American Express or Marriott.
In general, it’s beneficial to transfer points to Marriott when:
- You’re planning a stay at a Marriott property and are short on points.
- There’s a specific Marriott redemption you’re eyeing that offers good value.
- AMEX or Marriott is running a promotion that increases the value of transferred points.
Promotional events, such as bonus point offers, can significantly affect the value of your points. For example, if Marriott runs a 25% bonus points promotion, you’ll receive 1.25 Marriott Bonvoy points for every 1 AMEX point transferred. It’s always a good idea to keep an eye out for seasonal or promotional events to make the most out of your points.
Evaluating the Value of Your Points
Determining the value of your AMEX points when transferred to Marriott requires some number crunching. It’s important to understand the concept of ‘point value,’ which can differ between programs and redemption options within the same program.
To evaluate the value of your points, consider the following:
- How much is a point worth in the AMEX Membership Rewards program? I value them at 2 cents/point.
- How much is a point worth in the Marriott Bonvoy program? TPG values them at roughly 0.8 cents/point.
- Are there better redemption options available that could provide more value?
As a rule of thumb, you should aim for a minimum value of 1 cent per point. Anything below this might not be the best use of your points unless you have a specific redemption in mind that justifies a lower value.
Other Potential Transfer Partners
American Express has many transfer partners, including several airlines and hotel chains. The value you can get from transferring points can vary significantly between these partners.
Marriott Bonvoy might not always offer the best value compared to other potential transfer partners. For example, as mentioned earlier, Hilton Honors points are earned at a 1:2 ratio when you transfer AMEX points, which could offer better value depending on your redemption plans.
However, if you’re a frequent guest at Marriott properties, prefer their service and locations, or have a Marriott-specific redemption in mind, transferring your AMEX points to Marriott might be your best choice.
The key takeaway here is to evaluate all your options before deciding. Assess your travel goals, study the value you can get from each transfer partner, and choose the one that best aligns with your plans. And remember, the best choice for you might not be the same as for someone else. Your points, your rules!
Frequently Asked Questions
Do AMEX points transfer to Marriott?
Yes, AMEX points can be transferred to Marriott. American Express Membership Rewards points can be transferred to several hotel and airline partners, including Marriott Bonvoy.
What is the conversion rate for American Express to Marriott?
The standard conversion rate for American Express Membership Rewards points to Marriott Bonvoy points is 1:1. However, the value you get from your points can depend on how you redeem them.
How long does it take to transfer AMEX points to Marriott?
Typically, it takes a few minutes to transfer AMEX points to Marriott. However, it can take up to 48 hours in some cases. Refresh your Marriott account or log out and back in to see the transferred points.
Can I reverse a points transfer from AMEX to Marriott?
No, the process is irreversible once you’ve transferred points from your AMEX account to Marriott. This is why it’s crucial to ensure that transferring points align with your travel rewards strategy before executing the transfer.
Are there any fees associated with transferring AMEX points to Marriott?
There are no fees associated with transferring AMEX points to Marriott.
Is there a minimum number of AMEX points I need to transfer to Marriott?
Yes, you need to transfer points in increments of 1,000, with a minimum of 1,000 points per transaction.
Can I transfer AMEX points to a Marriott account not under my name?
Your AMEX points are not transferable to any other person or account.
Bottom Line
Transferring AMEX points to Marriott can be a valuable strategy for maximizing travel rewards, but it isn’t always the best move. It’s essential to weigh your options and consider the potential value of your points with different transfer partners.
Remember, knowing when and where to transfer your points for maximum value is key to a successful points strategy. Stay informed about promotional offers and seasonal events that could boost the value of your points, and always think about your personal travel goals.
